可可英语纯正地道美语 纯正地道美语 第158期(外教讲解):谈论医疗保险

纯正地道美语 第158期(外教讲解):谈论医疗保险  

B: It was alright. I ran into Bill and we got to talking for a while. He’s in a bit of a jam.,A: Why? What happened?,B: Well, his son had an accident and Bill doesn’t have health insurance. This really got me thinking, and I wondered if we shouldn’t look into a couple of different HMO’s.,A: Yeah, you’re right. We aren’t getting any younger and our kids are getting older.,B: Exactly! I searched on the web and found a couple of HMO’s with low co-pays and good coverage. The deductibles are low, too.,A:Sounds good, although, do you think we can qualify for insurance? Those insurance panies are real pirates when it es to money.,B:Well, we don’t have any pre-existing illnesses or conditions, so we should be fine.,A: I wish our pany or country provided us with healthcare.,B:Not in a million years!

run into 偶然碰见
I nearly run into a bus when it stop suddenly in front of me.
前面一辆公共汽车突然停住，我险些撞上。,a bit of 有点,jam n. 困难,look into 调查
A working party has been set up to look into the problem.
已成立工作组调查该问题。,health maintenance anization是“health maintenance anization（医疗保健组织）”的缩写,co-pay 医疗费,coverage n. 保险项目,deductible n. 可减免的东西, 扣除条款,when it es to在……方面,【拓展词汇】,prescription n.处(药)方，(开的)药；开处(药)方,exclusion n. 除外责任条款, 保险契约不包括的项目,healthcare 医疗保险,premium n. 保险费,coinsurance n. 共同保险, 共同担保

A:亲爱的，今天过得如何？,B:还行。我碰见比尔了，我们说了会儿话。他现在有些困难。,A:为什么？发生什么事了？,B:他儿子出了车祸，但是比尔没有医疗保险。这使我思考我们是不是应该调查下不同的医保组织。,A:你说得对。我们不再年轻，孩子也在变老。,B:是啊，我在网上搜索了，找到了2家保健组织，它们的医疗费很低而且保险项目很好。扣除条款也很低。,A:听起来不错，但是你认为我们适合保险吗？这些保险公司一旦涉及到钱就十分贪婪。

B:我们没有先天性的疾病和症状，所以应该适合保险。,A:我希望我们的公司或是单位能为我们提供医保。,B:一百万年内都别指望了。