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Oversight of online lending
China will accelerate the process for the inclusion of credit information about online lending in its credit reference system to improve the institutions of joint punishment for dishonest borrowers
a regulatory official said. By the end of August
more than 200 online lending platforms had been connected to systems of the Credit Reference Center of the People's Bank of China
the central bank
and Baihang Credit
China's first licensed personal credit agency
said Feng Yan
deputy director of the China Banking and Insurance Regulatory Commission's Financial Inclusion Department
on Monday.
The CBIRC has made remarkable achievements through special rectification of risks associated with inter finance.
冯燕说，互联网金融风险专项整治工作开展以来成果显著。
The number of online lending platforms still operating was 15 at the end of August
down 99 percent from the beginning of 2019.
During the same period
the outstanding balance of this type of loans fell 84 percent
while the number of lenders declined 88 percent and the number of borrowers went down 73 percent
Feng said.